Split expenses by what you actually take home.
Most calculators ask for your after-tax income and trust you to know it. Working it out from your tax return is the hard part — so that is the part we do.
Salaried, one job
I have my last pay stub
Two numbers off your final stub of the year, plus your refund. Exact if a job was your only income — and no tax return needed.
Use my pay stubSelf-employment, investments or rent
I have my tax return
About five numbers each, off your T1 and TP-1. We show you exactly where each one is. The only route that accounts for income a pay stub never sees.
Work it out properlyNo documents to hand
I know my take-home
Type what each of you clears in a year and go straight to the split. Quicker, and rougher — you are supplying the number we would otherwise derive.
Skip aheadGuides
The parts of a Canadian tax return that decide what you actually take home — and the two mistakes that cost the most.